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The Gemini Wealth Group is excited to bring you a new addition to our website..... our Blog.  Doug Hardin, Partner, Financial Advisor and now resident blogger will be blogging here! We call it Market Matters. Whether it's ideas from the industry or emerging trends, you can read about it here.  And once in a while, we may throw in some other surprises like a movie review, awesome recipe or a lifestyle nugget we couldn't resist sharing.  I'm sure other members will be stopping by as well - like yours truly!  So, keep checking in!  We are glad to have you reading along.  





Tuesday, April 18, 2023

Words For the Week # 10 Qualified Charitable Con

Thursday, April 6, 2023

Everyone knows Easter is mostly regarded as a religious holiday; if you’re a Christian, it celebrates the resurrection of Jesus Christ, which forms the entire foundation of the Christian faith. Over time, though, Easter has also...

Monday, March 27, 2023

Words for the week # 8Fiduciary Advisor What is a Fiduciary Advisor?  

Monday, March 20, 2023

Words for the Week.  #7 Security Investment Protection Corporation (SIPC)

Monday, March 13, 2023



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Thursday, February 23, 2023

Words for the Week  #5

Wednesday, February 15, 2023

Words for the Week: #4Risk Tolerance  Risk Tolerance by definition in the Financial Services industry is

Wednesday, February 8, 2023

Words for the Week #3

Monday, January 30, 2023

Words for the Week:    Annuity /  Annuitize /  Annuitant

Monday, January 23, 2023

Part of developing a savings ethic is also learning the fundamentals to investing.  Many already have the knowledge basics to begin investing and saving but do not put it to practical use in their daily life.  Also there are...

Monday, January 9, 2023

While you probably already found your notice in the mail, you may be curious about the COLA increase happening for Social Security recipients in the New Year. Starting in January, beneficiaries will see an 8.7% increase to help offset...

Thursday, January 5, 2023

Congress spent the final days of 2022 on new reforms designed to help Americans save more for retirement.You may hear the changes called SECURE Act 2.0, which is a follow-up to the Setting Every Community Up for Retirement Enhancement...

Tuesday, November 29, 2022

In my last Blog about 'Developing a Savings Ethic', I encouraged one to start savings and investing in their 401K or IRA.   Soon, that will become easier and more accessible for many working Americans.    ...

Tuesday, November 15, 2022

Saving for our future is one of the most FUNdamental habits one can develop.  Developing a saving ethic is key to enjoying a bright and successful future. How does one develop a savings ethic?  What are the Keys to learning...

Wednesday, October 26, 2022

In a little over a week is the 2022 elections for who will control the House of Representatives and the Senate for the next 2 years until the 2024 Presidential election.  Since the 2020 elections the Executive branch of the...

Monday, August 1, 2022

For much of the US tomorrow is the Mid Term Election primaries.  This is an opportunity to let your voice be heard and to make a choice of who you want to be your advocate and voice for Local, State, and National issues and...

Monday, April 25, 2022

The Market has been volatile this last week.   What is going on?  Lets see, War in Ukraine,  The Fed raising interest rates, Elon Musk is trying to buy twitter,  The pandemic and mask mandates are all over the...

Monday, June 15, 2020

Tomorrow people should begin receiving their stimulus checks

Tuesday, April 7, 2020

We have just completed one of the most volatile market quarters in history. A DJIA that ended 2019 at 28,538 and by February 20 was reaching a new high over 29,348,

Tuesday, March 31, 2020

The Following is from the NPR (national public radio) life kit. Written by : Allison Aubrey As the coronavirus spreads around the globe, there are steps you can take to protect yourself and your family. "I told my children that while I...

Tuesday, March 17, 2020

With all the Media coverage, Shelter in Place orders, restaurant closures, and the realities we are facing now. I would like to remind everyone of the things we have survived, that have helped us become stronger, more resilient,...

Tuesday, March 3, 2020

There is a lot of press about the Corona virus and the dangers it represents. The markets have been volatile and the Fed has reduced the interest rates to try and calm some of the market fear, panic, and volatility. Fortunately most...

Friday, February 28, 2020

Buy Low, Sell High is an adage attributed to Warren Buffet. also known as the "Oracle of Wall Street'. With the speed and depth of the recent market decline and the angst or panic that some seem to be experiencing it is time to pay...

Friday, January 24, 2020

So much press is being dedicated to the Impeachment trial of the President. I have been watching the trial with interest and a sense of duty to be informed. The House voted to impeach the President and has made great fanfare from...

Friday, January 17, 2020

Happy New Year! As we are about to enter a new Decade, and a Market that is attaining new highs on a daily basis, I would like to pass on some of the words of wisdom that many Financial Advisors

Wednesday, December 18, 2019

You are only young once but you can always be immature. -Wise Philosopher

Tuesday, November 26, 2019

Conservative: con·serv·a·tive /kənˈsərvədiv/ adjective Holding to traditional attitudes and values and cautious about change or innovation, typically in relation to politics or religion. Similar: traditionalist,...

Monday, November 11, 2019

To all our Clients, Friends, Associates, their Spouses and Family, who are Veterans and/or are currently serving. THANK YOU FOR YOUR SERVICE. We Salute You.

Friday, November 8, 2019

Advertising and the opolitcal debates Maybe we should just shut off the TV and the video games and go have a conversation with a neighbor and get rid of all political advertising on TV for profit. Candidates should come and talk to us....

Friday, October 18, 2019

Don't put all your eggs in one basket. -Old Banker Line Put all your eggs in one basket, and watch that basket. - Mark Twain Forget the eggs, enjoy the Omelet. - Anonymous, from the book of Maxims of Wall Street Building a diversified...

Tuesday, October 1, 2019

"Avoid investing in those countries with a high level of socialist or government regulation of business. Business growth depends on a strong free-enterprise system." - John Templeton "Successful preservation of capital must overcome...

Thursday, September 19, 2019

This next week I will be going to my "ships reunion" in Norfolk. I haven't been to ships reunion for my rating yet because this is the first one I've known about. It is amazing how small the world is and peoples paths we cross and...

Monday, September 9, 2019

"There have been three great inventions since the beginning of time: The fire, the wheel, and Central Banking. - Will Rogers

Friday, August 16, 2019

Volatility: vol·a·til·i·ty/ˌväləˈtilədē/ noun def. 1. liability to change rapidly and unpredictably, especially for the worse. From Oxford 2. Volatility is a statistical measure of the dispersion of...

Friday, August 9, 2019

"A part of all you earn is yours to keep." - George S. Clason and "Save a lot and save often." - Richard Bernstein. Two of my favorite Quotes I recently read some articles written and published by a few of the people who work at the...

Tuesday, August 6, 2019

Many remember hearing the Quote "Vote early and often". I don't know who the quote is attributed to, but I Vote. Every election, Every issue, Every time, I have not missed an opportunity to vote in over 40 years. Even when TV announced...

Tuesday, July 23, 2019

"My Idea of a group decision is to look in the mirror" - Warren Buffett. I quote Warren often because many of his axioms are fundamental secrets to successfully growing a portfolio. They are not secrets but well known strategies and...

Wednesday, July 17, 2019

There is a lot in the news about raising the minimum wage to $15 per hour using legislation rather than economics. I decided to do a little research and any opinion stated and commentary here is purely my own. I am not trying to debate...

Wednesday, July 10, 2019

Be Fearful when others are greedy and greedy when others are fearful. - Warren Buffett

Wednesday, July 3, 2019

As we celebrate another anniversary of the founding of our nation we want to wish everyone life, liberty, pursuit of freedom, and independence that hallmark the ideals for which this nation was established. Let us not abuse the...

Thursday, June 27, 2019

As part of the Gemini Blog we will try to bring you an inspirational quote or two that are current with the times. Please lets us know any of your family's axioms to quote and share, such as : "If Mom says no.... Go ask Grandpa." We...

Tuesday, June 18, 2019

Kristin, thank you for the warm welcome that you and all the Gemini Wealth Group have shown to Eve and I as we become part of the group. Everyone who knows and works with us will be excited about all that you, Jeff, and the rest of the...

Thursday, June 13, 2019

Congratulations to the city of St. Louis and the St. Louis Blues! I couldn't be more excited about our St. Louis Blues winning the Stanley Cup last night! What a historical moment the we were able to witness! As Facebook went crazy...

Wednesday, June 12, 2019

The Gemini Wealth Group is excited to bring you a new addition to our website..... our Blog. Doug Hardin, Partner, Financial Advisor and now resident blogger will be blogging here! I'd like to call it Doug's Delights but I'm sure he'll...